Tools
Free calculators for Seattle buyers & sellers.
No sign-up. No email gate. Pure math, in your browser. Built for Greater Seattle and Washington-state-specific rules — REET tiers, local property taxes, 2026 mortgage rates, and our actual flat-fee pricing.
If you're buying
Recommended order
- Affordability — find your max price
- Mortgage calculator — see the monthly payment
- Closing costs — know your cash-to-close
- Buyer rebate — see what you keep with us
- Rent vs. buy — sanity-check the timing
If you're selling
Recommended order
- Commission savings — flat fee vs. 3%
- WA excise tax (REET) — what the state takes
- Net proceeds — what you actually walk with
For buyers
Buyer tools
Mortgage Calculator
Monthly payment, taxes, insurance, PMI
Estimate your full monthly payment (principal, interest, property taxes, insurance, HOA, and PMI) for a Greater Seattle home.
Open tool →Buyer Rebate Calculator
How much commission stays in your pocket
Compute the rebate you would receive at closing using our capped buyer fees against the seller-offered commission.
Open tool →Affordability Calculator
How much house can I afford
Reverse-solves the maximum home price you can afford given your income, debts, down payment, and DTI ratio.
Open tool →Buyer Closing Cost Estimator
Lender, title, escrow, and prepaids
Itemized estimate of buyer closing costs in Washington — lender fees, title insurance, escrow, recording, and prepaids.
Open tool →Rent vs. Buy Calculator
Break-even and total-cost comparison
Compare the total cost of buying vs. renting in Seattle over your expected holding period, with appreciation and rent growth.
Open tool →For sellers
Seller tools
Commission Savings Calculator
Our flat fee vs. traditional 3%
See exactly how much you save listing with a flat fee instead of a 3% percentage commission.
Open tool →Seller Net Proceeds Estimator
What you actually walk away with
Estimate your take-home from a sale: price minus mortgage payoff, listing fee, buyer-agent commission, WA excise tax, and closing costs.
Open tool →WA Excise Tax (REET) Calculator
Graduated state + local REET
Calculate Washington's tiered real estate excise tax (1.10 / 1.28 / 2.75 / 3.00%) plus local REET for your county or city.
Open tool →Numbers look good? Let's run the real ones.
These tools give you ballpark estimates. For a real walk-through specific to your home, neighborhood, and situation — talk to WA Homes.