Seller tool

Seller Net Proceeds Estimator

From sale price to wire amount. This tool subtracts every line item — mortgage payoff, listing fee, buyer-agent commission, WA excise tax, title, escrow, and prep costs — so you can see what actually hits your bank.

Your sale

Sale price

$

Mortgage payoff

$

Approximate balance you'll owe at closing. Set to 0 if you own outright. Get a payoff statement from your lender for exact figures.

Listing-side fee

WA Homes Free$0 WA Homes Essentials$1,995 WA Homes Full$4,495 WA Homes Concierge$7,995 Other (e.g. traditional 3% listing agent) % of sale price

Buyer-agent commission you offer

%

Most Greater Seattle listings still offer 2–3% to attract buyer agents. Set 0% if the buyer is paying their own agent directly.

Local REET (city / county)

%

Most King, Snohomish, and Pierce jurisdictions: 0.50%.

Owner's title + escrow + recording

$

In WA the seller pays the owner's title policy (~0.4% of price) plus half of escrow. Typical total $4,000–$7,000 on a $1M home.

Other costs (staging, repairs, prep)

$

Estimate only. Actual proceeds depend on closing date proration of taxes, HOA dues, prepaid utilities, lender payoff interest, and any negotiated repair credits. Your escrow company will produce a final settlement statement.

What's deducted from your sale price

Mortgage payoff — your loan balance plus a few days of accrued interest at closing.
Listing fee — your flat fee with us, or a percentage commission with a traditional agent.
Buyer-agent commission — what you offer to the buyer's agent (often 2–3%, but not required).
WA excise tax (REET) — graduated state rate plus local REET. See the REET calculator for the breakdown.
Title, escrow, recording — third-party closing fees, typically $2,500–$4,500.
Prep, staging, repairs — pre-listing improvements, vendor coordination, anything you spend before listing.

What this tool doesn't include

For simplicity we omit a few items that are usually small or situational:

Per-diem property tax proration at closing (usually small)
HOA transfer fees and resale certificates
Repairs negotiated after the inspection (varies)
Capital gains tax — that's a CPA conversation, not a closing-day item

Want a real settlement preview?

Send us your address, mortgage balance, and target price. We'll run a real net-sheet using your county's title-fee schedule and current REET tiers. Get a free quote →